Blog

Notes on building, bootstrapping & InsurTech.

Operator lessons on leadership, capital discipline, and innovation — published regularly.

November 14, 2025

Fire Yourself From One Job a Month

Howdy! In today’s blog, I want to talk about one of the most overlooked growth levers in leadership: learning to fire yourself. Most founders think scaling means adding. Adding more…

October 30, 2025

Step Back So Your Team Can Step Up

Howdy! In today’s newsletter, I want to talk about something that comes up a lot as your company grows: You can’t be involved in everything—and you shouldn’t try to be….

October 17, 2025

The Company Will Mirror You

Howdy! In today’s blog, I want to talk about something I’ve seen play out in every company I’ve built: Your team will mirror your leadership. That means your communication style….

October 6, 2025

Don’t Let a Forecast Fool You

Howdy! In today’s newsletter, I want to talk about something we all love to build, and almost always get wrong: forecasts. Revenue projections, growth models, burn-rate scenarios, you name it…we…

September 18, 2025

Teach Your Team to Think Like Owners

Howdy! In today’s newsletter, I want to talk about one of the biggest unlocks for growth that most founders overlook: You can’t scale yourself—but you can scale your mindset. One…

September 4, 2025

Vision Is a Muscle, Not a Lightning Bolt

Howdy! In today’s blog, I want to talk about one of the most overhyped ideas in entrepreneurship: That vision shows up like a lightning bolt. The myth goes like this:…

August 21, 2025

The Best Leaders Shrink the Gap Between Decision and Action

Howdy! In today’s blog, I want to talk about something that separates good leaders from great ones: how fast decisions turn into action. It’s not just about being decisive; it’s…

August 7, 2025

Your Values Shouldn’t Flex. Everything Else Can.

Howdy! In today’s blog, I want to talk about one of the most important lines a founder needs to draw and protect. Your values should be fixed. Everything else is…

July 24, 2025

Your First 5 Hires Will Make or Break You

Howdy! In today’s blog, I want to talk about one of the most important and also most overlooked decisions you’ll make as a founder: who you hire first. The first…

July 10, 2025

When to Let Go and When to Dig In

Howdy! In today’s blog, I want to talk about something almost every founder will encounter, but not enough of us have spoken about honestly: when to pivot and when to…

June 30, 2025

The Culture You Build Is the Company You Build

Howdy! In today’s blog, I want to talk about something that might not show up in your metrics, but it runs the whole machine: your company is your culture. Not…

June 30, 2025

This is What Separates Survivors from Strugglers in Business

Howdy! In today’s blog, I want to talk about something that doesn’t get enough credit in the world of startups: resilience. It’s nothing flashy, and it’s definitely not going to…

May 30, 2025

Decision Debt: What It’s Costing You

Howdy! In today’s blog, I want to talk about something that can slow down your business even more than bad strategy, weak tools, or low revenue: indecision. I call it…

May 15, 2025

Build It Like You’re Keeping It

Howdy! In today’s blog, I want to talk about a mindset shift that’s served me well for over two decades of building companies: Build it like you’re keeping it. Even…

May 1, 2025

The Danger of Chasing Vanity Metrics in Startups

Howdy! In today’s blog, I want to talk about a trap I’ve seen far too many founders fall into—chasing vanity metrics. When the numbers look that good on paper, it’s…

April 17, 2025

Don’t Delegate What You Don’t Understand

Howdy! In today’s blog, I want to talk about a mistake that nearly every founder has made at some point — delegating far too soon without having any idea of…

April 10, 2025

Are You Bleeding Cash Without Realizing It?

Howdy! In today’s article, I would like to discuss something I believe destroys many bootstrapped businesses: unnecessary spending. When you’re bootstrapping, every dollar counts. Despite this,…

March 19, 2025

The Secret to Innovation—Unhinging Your Brain

Howdy! In today’s blog post, I want to discuss the power of rethinking and how challenging your own assumptions can fuel innovation. Something to know about me: I like things that unhinge…

March 6, 2025

Proven Processes, Better Results – Find Out How

Howdy! In today’s blog post, I’ll explore why people feel the need to reinvent processes—and a simpler way to run your business. The reality is that you don’t have to reinvent…

February 20, 2025

Stop Lying To Yourself About Debt

Howdy! In today’s blog post, I want to discuss why it’s important to stop lying to yourself about debt and steps for how to get out of the hole. Whether you…

February 7, 2025

To Disrupt or Be Disrupted, That Is The Question

Howdy! In today’s blog post, I want to discuss the power of business disruption and the importance of paying attention to what’s happening around you. How many stories do you need…

January 23, 2025

This Is What Really Drives Success

Howdy! In today’s blog post, I want to discuss the unspoken power of being committed to your team. Since starting my business in the early 2000s, we’ve changed industries and faced…

January 9, 2025

Why I Chose Growth Over Comfort (And What I Learned)

Howdy! In today’s blog post, I want to discuss the difference between lifestyle and growth businesses. Both operate on fundamentally different philosophies, let me tell you why 👇 Lifestyle…

January 2, 2025

Beating Murphy’s Law with Mentorship

Howdy! In today’s blog post, I want to discuss the power of mentorship in business. This topic is especially important to me because I learned many years ago that starting…

December 18, 2024

How Do You Know When It’s Time To Move On?

Howdy! In today’s blog post, I want to talk about moving on from an idea, product or business. There’s nothing worse than pouring your heart, soul, and bank account into…

November 27, 2024

The Cost of Indecision

Howdy! In today’s blog post, I want to talk about why action is always better than stagnation. When you are an entrepreneur or a corporate innovator, indecision is a luxury…

November 21, 2024

Your Secret Weapon for Business Success

Howdy! In today’s blog post, I want to talk about the character trait that helps you adapt, overcome setbacks, and keep moving forward toward success: resilience. Resilience is essential for success…

October 31, 2024

What Happens When You Get Addicted to OPM (other peoples money)

Howdy! In today’s blog post, I want to talk about what happens when you get addicted to OPM (other people’s money)—A.K.A. venture capital funding. Relying too heavily on what I like…

October 18, 2024

My #1 Tip for Maintaining Control of Your Business

Howdy! In today’s blog post, I want to talk about maintaining control of your business while growing at scale. I think control is a bit of an illusion. You can influence…

October 3, 2024

What To Do When You Face a Setback

Howdy! In today’s blog post, I want to talk about what to do when you face a setback and how to keep the bigger picture in mind. If your goal is…

September 19, 2024

My #1 Budget-Friendly Business Exposure Hack

Howdy! In today’s blog post, I want to talk about how to sell and market your product while bootstrapping. It’s no surprise that when you are bootstrapping, you don’t have a…

September 5, 2024

Capital Efficiency: The New Business Imperative

In today’s blog post, I want to discuss why capital efficiency is important in bootstrapping. Any market where you are competing against well-funded, deep-pocketed private equity and…

August 21, 2024

Are You Solving Your Company’s Biggest Problems?

In today’s blog post I want to talk about the importance of focusing on solving your company’s big problems before adding AI into the mix. Everyone is talking about large…

August 8, 2024

How to Gain a Competitive Edge as a New Business

In today’s blog post, I want to talk about VC-funded vs. bootstrapped companies and how to gain a competitive edge. Any capital-efficient business has a competitive edge. Why? because it’s…

July 26, 2024

Why You Should Put Yourself “On the Line” with Your Clients

In today’s blog post, I want to talk about gaining a new client’s trust through a system of risk and reward. We know that switching services, even from Excel or…

July 11, 2024

Focusing on Adoption

I believe there are 5 steps to follow to innovate from within, and today I want to talk about Step 5. If you missed Steps 1 through 4, check out our latest blog…

June 27, 2024

Spending Time Studying the Problem

I believe there are 5 steps to follow to innovate from within, and today I want to talk about Step 4. If you missed Steps 1, 2 & 3, check out our latest…

June 12, 2024

The Need for a Process

I believe there are 5 steps to follow to innovate from within, and today, I want to talk about Step 3. If you missed Steps 1 & 2, check our most…

June 7, 2024

Dedicated Butts in Dedicated Seats

I believe there are 5 steps to follow to innovate from within, and today, I want to talk about Step 2. If you missed Step 1, check our most recent blog…

May 16, 2024

Believing That You Can Get Things Done

I believe there are 5 steps to follow to innovate from within, and today, I want to talk about Step 1. Fundamentally, I believe that almost every company has the…

May 3, 2024

Bootstrapping is a Way of Life, Not Just Financial

The little things you do every day feed into bigger habits and end up being a part of who you are…that’s what the bootstrapping mindset is all about! It forms who you…

April 17, 2024

How To Generate Cash Immediately

I consider myself a hard worker, who is always adapting, innovating and ready to make things happen. Since I was young, I knew I wanted to build something for myself. So, here’s…

April 16, 2024

2 Things I Would Recommend To My Past Self

Today, I’m here to talk about the importance of prioritizing coaching in business and the value of clearing your schedule frequently. Prioritize Coaching I’ve mentioned previously that my dad was my…

March 27, 2024

Sticking to Company Values

Today, I want to talk about company values and the importance of defining who you are as a company. I always say that if you can’t repeat it, you don’t believe…

March 27, 2024

Learning from Other Peoples Mistakes

My accounting degree taught me a lot about how business works. I learned the ins and outs of running an effective business, but what I wanted to know was why…

March 22, 2024

How to Handle a Crisis in Business

On January 14th, 2008, I thought that my business was done for. We had a distracted employee who wasn’t monitoring his responsibilities and all of our servers from our data…

March 22, 2024

Having a VC Mindset as a Bootstrapper

The line between being a traditional bootstrapper and being a VC is starting to become more and more blurry. The difference is, as a bootstrapper, you tend to be out of…

March 19, 2024

The Importance of Mentorship in Business

In today’s blog post, I want to talk about the importance of mentorship in business. Over the years, I have had numerous mentors who have played a crucial role in…

March 19, 2024

3 Ways To Nurture Corporate Innovators

Let’s talk about ways to nurture intrapreneurs within your company. When you have long-standing employees who are passionate about what they do and the company itself, the smart thing to…

February 1, 2024

Being a Bootstrapped Entrepreneur

I’ve spent over 20 years building a business from the ground up. It has been incredibly rewarding and dare I say, fun. That’s right, the ups and downs, the highs…

January 20, 2024

Who is a Disruptor?

A disruptive person has a fairly negative connotation but hear me out. Sometimes it can be useful to be disruptive. I think it should be used as a tool to…